Why Online Actuaries

The traditional IPP process: gather paper, mail it to an actuarial firm, wait weeks for a quote, wait months for registration. Ours: the same actuarial rigour, delivered by software the moment the data is entered — with a credentialed actuary behind every plan.

A real quote in minutes

Enter the member's T4 history and RRSP details and the full funding summary appears: required RRSP transfer, past service funding, current service contributions, and year-by-year projections of contributions, pension, and assets through age 71 — all on the interest, inflation, and salary-growth assumptions prescribed by the Income Tax Act. Download it as a polished Word or PDF document, or email it to your client directly.

Clients see their choices

How much RRSP to transfer? How much unused room to apply? Future earnings flat, at maximum, or growing? Every option updates the quote live, so decisions are made with the numbers in view — not on faith.

Nothing stalls

Every plan has a checklist grouped by who's up next — advisor, client, or actuary. Earnings confirmations are time-stamped, RRSP statements are read automatically on upload, the engagement contract is signed electronically, and the CRA authorization step is built in with guidance (or a virtual walkthrough) for creating the pension account.

Advisors stay in the loop

You create the quote, share it with your client, and watch progress in your pipeline — who has reviewed, what's outstanding, what's been signed. Or invite the client to enter their own information and let the platform collect it for you.

An actuary, not just an app

Every plan is reviewed, valued, and filed by a qualified actuary. The software does the waiting-room part; the professional judgment stays human.